In Massachusetts, most foreclosures are nonjudicial, which means the lender doesn't have to go to court to sell your home. It does, however, have to provide you with certain notices along the way. If you do lose your home in foreclosure, the mortgage lender can file a separate lawsuit to collect a "deficiency" from you (the difference between the sale proceeds and what you owe on the mortgage).
Below you can learn about foreclosure law in Massachusetts. Also check out our Foreclosure section for more articles on government foreclosure prevention programs, defending against foreclosure, alternatives to foreclosure, and more.
Massachusetts HOA and COA Foreclosures
If you fail to pay your condominium owners' association or homeowners' association fees in Massachusetts, the association can get a lien on your property and might foreclose on your home.
Massachusetts Foreclosure Laws and Procedures
Learn how a Massachusetts foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners’ rights under both state and federal laws.
What Happens If I Don't Pay Property Taxes in Massachusetts?
You might eventually lose your home if your property taxes in Massachusetts are delinquent.