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... What Is a Conventional Loan? ... Practices Act (FDCPA), and you send a written notice to the servicer to cease communication with you, it does ... These are just some of the reasons to consider consulting an attorney. ... insurance bill, even if the servicer needs to advance funds to the borrower’s escrow account to do ... home-buying advice, consider contacting a HUD-approved housing counselor, a mortgage lender, or a real estate attorney ... Mortgages: What You Need to Know ...