Site: nolo.com
... If a creditor gets a judgment against you, the court will send a notice of a wage garnishment to you ... The notice tells your employer they must withhold a specific amount of your wages. ... You must file any exemptions to the garnishment within 20 days of receiving the notice. ... Also, the creditor must send you a notice of the garnishment within five business days of the issuance ... So, once you get notice of a garnishment, you'll lose part of your paycheck until the debt is repaid ...