Site: nolo.com
... any other creditor, and you don’t pay or get behind in payments, at some point you might get sued ... Here’s what happens if a creditor or a collection agency sues you for nonpayment of a debt. ... It will also state why the creditor is suing you, and what the creditor wants—usually, the creditor ... ” The summons notifies you that you are being sued, and usually provides additional information ... The creditor may sue you in state civil court (these courts can have many type of names: municipal court ...