Site: nolo.com
... For instance, suppose that you used a credit card to make a purchase. ... You, the debtor, must pay off the money you borrowed from the credit card company, the creditor. ... When you fill out a bankruptcy petition (the official form that you must submit to the court to initiate ... (If you’d like to see the term used in the official petition, you can visit the U.S. ... As codebtors, you’d both be responsible for paying off the obligation. ...