Site: nolo.com
... For instance, you might be able to arrange a:
repayment plan, negotiated after you’ve fallen behind ... in payments
reinstatement, in which you bring the loan current
redemption, where you pay off the total ... , negotiated either before you fall behind or after you’re already delinquent on the loan
refinance ... where you sell the property before the foreclosure ends, or
deed in lieu of foreclosure, in which you ... you have acceptable credit scores, which means you can't be delinquent on the loan. ...