Site: nolo.com
... If you live in a state that's not a party to such an agreement or the agreement has expired, most private ... Jersey, New York, Vermont, Virginia, and Washington, as well as the District of Columbia, all reached agreements ... As part of the agreements, servicers also consented to waive late fees, temporarily stop negative credit ... But, again, most of these agreements have since ended. ... If you live in a state or have a servicer not part of a student loan agreement (or the deal has expired ...