Site: nolo.com
... But even when an HOA automatically gets a lien, it might still have to record a document, like a notice ... For instance, the HOA might have to mail you a notice of foreclosure and publish the notice in a newspaper ... say you have off-season holiday decorations adorning your home—you’ll probably get a few notices ... nonjudicial foreclosure, the HOA follows a series of out-of-court steps, which typically involves recording a notice ...