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Personal Finances 101: Overview

Except for those folks who are born accountants, most people find dealing with personal finances a chore. People are loath to manage their finances for all sorts of reasons, including not being comfortable with math, not having time, or even being fearful of finding out that there’s just not enough money in the bank to cover the bills. But you must have a clear understanding of your finances to maintain or improve your financial health.

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Which Debts Must You Repay?
Some debts should be paid before others. Learn which debts should be your top priority.

Automatic Deductions: Watch Out for Pitfalls
Banks can make errors when dealing with your automatic deductions. Here's what to do if your deductions go awry.

What to Do If a Bill Collector Crosses the Line
Here's what to do if a bill collector uses abusive tactics.

Fixing Your Credit

  1. Request for Credit Report
  2. Challenge Incorrect Credit Report Entry
  3. Dispute Credit Card Charge
  4. Demand Collection Agency Cease Contact
  5. Statement of Assets and Liabilities
  6. Notice to Terminate Joint Account
  7. Notice to Stop Payment of Check
  8. Assignment of Rights
Find a Personal Finance Lawyer
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Solve Your Money Troubles: Get Debt Collectors Off Your Back & Regain Financial Freedom
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